Someday ago I have introduced what does online banking means. Today I am sharing here some basic tips to secure your online banking. After you use online banking then you must be aware to protect your online banking because you may have heard in the news lots of hackers are hacking people bank account through online. But below I am sharing some useful basic tips so if you implement it then you can secure your online banking. So lets start.
Use up-to-date anti-virus software and a personal firewall. If you are using Microsoft Windows, then you must keep it updated via Window Update feature or if you are using some other operating system then you should regularly check for latest updates. You should be vigilant if you are using Internet cafes or a computer that is not your own.
Password and Pin Security
You should always be wary if you receive unsolicited emails or calls asking you to disclose any personal details or card numbers. This information should be kept secret all times. Don't share these information to others. Be cautious about disclosing personal information to individual you don't know.
Type Correct URL
Always use your Internet banking by typing the correct URL of the bank in the browser and never click on link that you get in an email to take you to a website or enter personal details either in the email or website.
Keep Your Identity Private Offline
You identity can be as easily stolen offline as it can online. It is important that you comply with instructions about destroying new PIN numbers and expired bank cards. You should also consider using a crosscut shredder to destroy bank and other statements that may contain sensitive personal information. It is advisable to store retained documents in a suitable locked and fireproof container.
Check Your Statements
You should check your statement regularly, a quick check will help identify any erroneous or criminal transactions that might have been performed on your account without your knowledge.
Check Your Banking Session Is Secure
When undertaking any any banking on the Internet, check that the session is secure or not. There are two simple indicators that will tell you if your session is secure or not. The first is the use of https:// in the URL. Some browsers such as Mozilla FireFox change the color of the URL window when you are in a secure session. The other indicator is the presence of a digital certificate represented by a padlock or key in the bottom right corner. If you double click on this icon it should provide you with information about the organisation with which you entered into a secure session.
Check For Spyware
In addition to being protected by using up-to-date antivirus software you should also regularly use software to remove spyware from your personal computer, as these programs record information about your Internet use and transmit it without your permission.In some circumstances this can compromise your computer security.
Ensure Your Log Off Properly
You should completely log off from your Internet banking session. Simply closing the window you performed the transaction may not close the banking session. If your computer is infected with a Trojan, your session may become hijacked by a criminal and financial transaction may be performed without your knowledge. It is also advisable to disconnect from the Internet if your are not planning to use it.
These are some of the basic tips to secure your online banking. If you know some other tips then please share with us on the blogger comment below.
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