How to Create and Verify a PayPal Account in Nepal (Step-by-Step Guide)

Create your PayPal account in Nepal! Learn how to sign up, verify your account using a Dollar card, and understand the current limitations.

PayPal is one of the most trusted online payment platforms in the world. Freelancers, YouTubers, and remote workers in Nepal often look for ways to use PayPal to manage international transactions. However, because PayPal’s full features are not yet integrated with the Nepali banking system, the process is different.

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This guide explains how PayPal works in Nepal today, how to create an account, and what options are realistically available for you.

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Is PayPal Available in Nepal?

PayPal is partially available in Nepal. While you can officially sign up with a Nepali address and phone number, the account is categorized as "Send-Only."

As of late 2025, a standard Nepali PayPal account allows you to:

• Create an account using your local details.
• Link a Nepali Dollar Card to make international payments.
• Shop online on global sites like eBay, AliExpress, or for software subscriptions.

However, there are major limitations:

• Receiving Payments: Personal accounts in Nepal generally cannot receive money from clients.
• Holding a Balance: You cannot use your PayPal account as a "wallet" to store funds.
• Direct Withdrawal: You cannot withdraw money from PayPal directly to a standard NPR bank account.

Also Read: Earn Money from Facebook Reels in Nepal

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What You Need Before Creating an Account

To ensure your account is not flagged or suspended, prepare the following:

• Valid Email & Mobile Number: Use an active email and your primary Nepali phone number.
• Real Personal Details: Your name and DOB must match your Citizenship or Passport.
• Nepali Prepaid Dollar Card: This is essential for verification. Most Nepali banks (Nabil, Himalayan, Global IME, etc.) issue these cards with a $500 annual limit.

Step-by-Step: How to Create Your Account

1. Visit the Official Site: Go to PayPal.com/np. Ensure the "NP" is in the URL.
2. Choose Account Type: Select Personal Account. While Business accounts exist, they are much harder to verify without a registered international business.
3. Verify Email & Phone: PayPal will send a code to your mobile and a link to your email. Confirm both immediately.
4. Enter Address: Use your local Nepali residency address exactly as it appears on your bank documents.

Also Read: Best Platform to Sell Skill Online & Earn Money

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How to Verify Your PayPal Account in Nepal

Verification removes "unverified" status, making your account more trustworthy and allowing higher spending limits.

1. Get Your Dollar Card Ready: Ensure your bank has enabled "International E-commerce" on your Prepaid USD card.
2. Link the Card: Go to Wallet → Link a card. Enter your 16-digit card number, CVV, and expiry date.
3. The Verification Charge: PayPal will charge your card about $1.95 USD.
4. Confirm the Code: Check your bank's mobile app or statement for a 4-digit code (e.g., PP*1234CODE). Enter this code in your PayPal wallet to finish verification. The $1.95 will be refunded within a few days.

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Common Problems & Solutions

• Card Declined: If your card is declined, it is usually because the "E-com" feature is disabled or you have $0 balance. You need at least $3 on the card to link it.
• Account Limitation: Avoid using a VPN. Logging in from a "US IP address" while your account is registered in Nepal is the fastest way to get banned.
• Payment on Hold: If you are a new user, payments (like refunds) may be held for 21 days for security.

Also Read: Best Freelance Website for High Paying Remote Jobs

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Frequently Asked Questions (FAQ)

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• Can I link my Nepali Prepaid Dollar Card to PayPal?
• Yes. Nepali Prepaid Dollar Cards (issued by banks like Nabil, Himalayan, etc.) work perfectly for verifying your account and making online payments.
• Can I hold a balance in my Nepali PayPal account?
• No. For Nepal-region accounts, PayPal does not currently support a "Wallet balance." If you receive a refund, it is automatically sent back to your linked card.
• How can I receive freelance payments if PayPal Nepal doesn't support it?
• Most Nepali freelancers use Payoneer or Wise to receive money. These platforms provide you with a virtual US/UK bank account that you can then link to your local Nepali bank.
• Is it legal to use PayPal in Nepal?
• Yes, it is legal to use PayPal for payments as long as you stay within the $500 annual limit set by Nepal Rastra Bank for your Dollar Card.

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Final Thoughts

While PayPal in Nepal isn't a "full" solution for receiving money yet, it is a vital tool for making secure international payments. By using your real information and a verified Dollar Card, you can navigate the global digital economy safely.

Are you looking for a way to actually receive and withdraw your international earnings? Check out our Complete Guide on Payoneer Withdrawals in Nepal.